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UBL Digital Payments Acceptance          
UBL Digital    

e-Commerce Payment Gateway

A secure and innovative solution for e-Commerce Payments

Any merchant in Pakistan can now collect online payments easily and securely with UBL e-Commerce Payment Gateway.

UBL e-Commerce Payment Gateway has been processing e-Commerce payments since 2013 and has been a pioneer in online payment solution in the financial industry. It is powered by Etisalat UAE with strong footprints globally as well, primarily in the UAE market.

To sign-up for a merchant account, you will need a UBL business account to start collecting your payments right away.

A preferred e-Commerce payment partner for a reason

  • PCI DSS Certified Secure Platform
  • 3D Secure– Saves merchant from liability
  • Fraud Guard – Saves from fraud risk exposure
  • Multiple Payment Modes – Credit/Debit cards and Other bank account direct debit
  • Payment page optimized for Large screen and mobile for enhanced user experience
  • Seamless integration with integration plugins
  • Frictionless payment experience with API’s and Inline checkout
  • Save card information securely via 3DS Tokenization

How the transactions work?

UBL will manage the entire e-Commerce payment process for you. Transactions will be processed and funds will be settled in your linked UBL account directly.

Introducing e-Invoicing for online payment collection

We have launched an innovative payment tool for merchants who do not have a website or e-Commerce platform but are operating their businesses online over social media or any other digital channel.

With e-Invoicing, merchants can now collect their payments online without any payment gateway integration.

Generate an e-Invoice, Send it to the customer and Receive your Payments Online, It’s that simple!

Send e-Invoice via:


Generate single e-Invoice or multiple e-Invoices in a batch


API available to generate e-Invoice from your own platform


Simple, & Seamless Integration with a variety of integration modes

Interested in making us your Payment Partner?

With few steps you can on-board us and start collecting payments digitally.

  • Apply for a merchant account
  • Complete the Documentation
  • Open a business account in UBL
  • Complete your integration
  • Go Live and grow your business

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To view Frequently Asked Questions (FAQs), click here