Remittances 
NRP Services
UBL has taken progressive steps and has introduced innovative products and services to provide you a variety of banking and financing services.

UBL Tezraftaar

UBL offers the most efficient and free remittance service to beneficiaries in Pakistan. With our large network of branches, we are poised to offer you service almost at your door step.

Under UBL Tezraftaar, we offer remittance services for all overseas Pakistanis the fastest and the most convenient delivery of their money to their beneficiaries in Pakistan. Best of all, the service is completely free and is available at all UBL Overseas branch network. This facility is also available at UBL's correspondents (Banks/ Money Transfers) in Australia, Canada, Denmark, UK, USA, UAE, Saudi Arabia, Kuwait, Bahrain, Oman, Qatar, Malaysia and Europe – for more details, refer our Global Home Remittance Partners section.

Cash Over the Counter

UBL COC is a new hassle-free home remittance delivery service, primarily to facilitate Pakistanis living abroad in sending money to their loved ones in minutes in Pakistan.

Money can now be INSTANTLY received through any branch of UBL in Pakistan. The remitter can send the money either from any overseas UBL branch or through authorized Correspondent Banks, Money Transfer Companies or Exchange Companies. The beneficiary, in turn, can obtain cash up to Rs. 500,000/- over the counter.

Countries where the service is already available are Australia, Canada, UK, USA, UAE, Saudi Arabia, Kuwait, Bahrain, Oman, Qatar and Malaysia and Europe as per Locator list.

The service is fast, dependable and hassle-free and the beneficiary does not need to have an account at UBL. All that is required is a Remittance Reference Number and the beneficiary's original CNIC.

Salient Features

  • Receiver's account in UBL is not required
  • Instant cash over the counter payment of up to Rs. 500,000/- can be made to the beneficiary at any UBL online branch
  • Fast, dependable and hassle-free funds transfer
  • SMS alert for beneficiary

**Requirements Remittance Reference Number and original CNIC provided by the receiver/ beneficiary. For SMS alert valid mobile number of beneficiary.

UBL Tezraftaar (UBL Account Transfer)

  • Same day credit to UBL Account holders
  • Fast, prompt and hassle free funds transfer
  • Free of charge
  • Complete reliability of transfer
  • SMS alert for beneficiary

**RequirementsUBL Brach code & complete (8, 9 or 12 digit) account number

UBL Tezraftaar (Transfer to All Bank Accounts)

  • IBFT: Instant credit to any active Bank Account in Pakistan.
  • PRISM / RTGS: Same day credit to any active Bank Account in Pakistan.
  • Fast, prompt and hassle free funds transfer.
  • Free of charge
  • Complete reliability of transfer

**Requirements: Bank Branch code & complete account number / preferably 24 digit IBAN Number.

Contact Us

In case of any query concerning home remittances, please contact our customer support team on following numbers:

Toll Free: 0800-82598 within Pakistan, for International callers 111-825-666

Email: support.coc@ubl.com.pk