Roshan Digital Account
Non-Resident Pakistani? Open your account from anywhere in the world at UBL.

*For opening a joint account, please drop us an email at

Stay Safe - Bank Safe

Digital Account Opening & Stock Investment

Investment in Naya Pakistan Certificates





Roshan Digital Account empowers Non-resident Pakistanis to open accounts anytime, anywhere without visiting a branch in Pakistan.
Account Opening & Investment Process

Click on 'Apply for Roshan Digital Account' and follow the simple steps to open a USD or PKR current account


Once you have completed the form and submitted the documents our representative will get in touch with you within 48 hours.


To manage your account and investments, you will receive an email with a link to access UBL Net-banking. Use the link to create a username and password to access and manage your account digitally.


You can view your account details including balance by logging in to Net-banking & UBLDigital App.


You can now invest into Stocks & Bonds as well for attractive returns. Log in to Net-banking, Click on NRP Services & start investing!
*Bonds Investment coming soon

Click here to view Terms & Conditions

*For opening a joint account, please drop us an email at

Eligibility Criteria

Individual Non-Resident Pakistani Nationals (NRPs) having CNIC/ SNIC/ NICOP;

Foreign Nationals having Pakistan Origin Card (POC);

Employees or officials of the Federal Government or a Provincial Government posted abroad.

Required Documents

Original scanned CNIC/ NICOP/ POC

Original scanned Pakistani Passport (first 2 pages) (for NRPs, OPF members, and Government Employees posted abroad)

Original scanned other country Passport (first 2 pages) (for POC holders, if available)

Proof of NRP status (POC, visa, entry/ exit stamps, etc.)

Proof of Profession and Source of Income/ Funds (job certificate, tax return, rent agreement, salary slips, etc.)

Live /digital photo through Webcam

Signature on white paper/ scanned image of signature

* JPG, JPEG and/or PNG files can be uploaded with a recommended file size of 2 MB for each uploaded document

Transactions with FCY/PKR Conversions

Pay bills, transfer funds, top up a mobile & much more, anywhere in Pakistan, using your NRP PKR or USD account


For repatriation of your funds, please log in to Net-banking, click on NRP Services and navigate to Repatriate Funds to initiate the process.
Click here to view Terms & Conditions.

Complaint Handling

Write to us at

Call our 24/7 UBL Contact Center at: +92-21-32402919

Click here to lodge an online complaint

You can also Chat with us

Frequently Asked Questions

Account Opening

Account Features (PKR) Account

Account Features (USD) Account