UBL Zindagi Account
UBL Zindagi Account is a unique monthly savings account, offering competing high yield saving rates for Senior Citizen segment aged 60 years or above, so that their financial needs are met with ease.

UBL Zindagi Account

UBL Ameen Zindagi Account fulfills the financial needs of senior citizens by offering high yield competitive rates under shariah compliant investment mode.


All individuals (single and joint account holders) aged 60 years & above are eligible for this scheme. However, in case of joint account, at least the primary account holder should be aged 60 years or above.

Minimum Denomination

This account can be opened with minimum PKR 100/-.

Balance Limit

There is no minimum or maximum balance limit for this account.

Key features

Following are the main features

  • FREE lnter Branch Online Transactions - Country Wide
  • FREE First issuance of 25 Leaves Cheque Book
  • FREE Ameen VISA Classic Chip Debit Card (Issuance & Annual Fee)
  • FREE Over the Counter Cash Deposit
  • FREE lssuance/Cancellation of Cashiers Cheque
  • FREE Cheque Return Unpaid from payee’s Account in Outward clearing
  • FREE lntercity Clearing
  • FREE Duplicate Cashier's Cheque
  • FREE Duplicate Account Statement
  • FREE UBL Go Green SMS Alert

Profit Frequency and Calculation

The profit will be calculated on daily average balances and paid on monthly basis. This product will be part of general pool. The profit rate will be estimated from the weightages announced by UBL Ameen before the beginning of each calendar month. The applicable profit rates will be recalculated based on the Weightages and Mudarib Share declared before the beginning of the month. These rates will also be intimated to the lslamic Banking Branches and Windows on regular/monthly/ basis.

Contact your nearest UBL Ameen Islamic Banking branch or Islamic Window in designated branches today for further details or call now: 111-825-888 (UAN).

All service charges will be levied as per prevailing UBL Ameen’s Schedule of Charges (SOC).

Zakat & WHT will be applicable as per Government rules.

Profit Calculation Mechanism

Profit calculation mechanism is based on monthly average balance and profit will be automatically credited to the account every month.

Contact your nearest UBL branch today for further details or call now: 111-825-888 (UAN).

All fee related charges are applicable as per prevailing Schedule of Charges (SOC).

All rates are indicative and subject to change without any prior notice.

The method of calculating return/profit under the profit/loss sharing scheme is governed by the Bank Rules under prevailing regulations/directives of the State Bank of Pakistan.

Zakat & WHT will be applicable as per Government rules.