Dear Prospective Customer of UBL, if you are IT Freelancer or IT Sector Entity rendering services abroad and wishes to open an account with United Bank Limited, you are on the right path, please select from below option enabling us to guide you for the account opening process, required documents and Turn-Around-Time (TAT).

If you want to open a bank account by visiting UBL branch, a wide network of branches located pan Pakistan is ready to serve you. You may select a branch of your choice as per your geographic location.

• Branch staff will greet you and start interviewing you to offer the best available product from UBL existing product suite keeping in mind your requirements and option available within our product suite that best suits you.
• Once the product (Current / Saving variant) is selected, branch staff will guide you about the required documents and share Account Opening Form along with Key Fact Statement (KFS) for the product accordingly.
• Branch staff will guide you to read the Terms and Conditions (T&Cs) and you are required to acknowledge the same by providing signatures on the Account Opening Form.
• Upon submission of Account Opening Form along with the documents, branch staff will perform initial scrutiny and conduct your biometric verification.
• Upon completion of all formalities, account number will be generated and a copy of Account Opening Form will be handed over to you for your record.
• Branch staff will guide you to credit ‘Initial Deposit’ in newly opened account and will handover Computerized Deposit Receipt (CDR) to you.
• Account will remain inactive till completion of necessary due diligence. In case of any discrepancy (ies), branch will inform the same for rectification.
• Once account is activated, a Welcome Pack / Letter of Thanks will be delivered to your registered mailing address.

The TAT for account opening is three 03 working days subject to completion of all account opening formalities / requirements.

• In case of Zakat exemption in Savings account, Zakat declaration will be required.
• In case of an illiterate person or has shaky / immature signature two photographs will be taken.
• In case of Politically Exposed Person (PEP), PEP Declaration Form will be taken.

• Branch staff will greet you and start interviewing you to offer the best available product from UBL existing product suite keeping in mind your requirements and option available within our product suite that best suits you.
• Once the product (Current / Saving variant) is selected, branch staff will guide you about the required documents and share Account Opening Form along with Key Fact Statement (KFS) for the product accordingly.
• Branch staff will guide you to read the Terms and Conditions (T&Cs) and you are required to acknowledge the same by providing signatures on the Account Opening Form.
• Upon submission of Account Opening Form along with the documents, branch staff will perform initial scrutiny and conduct biometric verification of authorized signatories. Branch staff will hand over a copy of Account Opening Form to you for your record.
• Branch staff will conduct verification of business place (all revenue generation premises) and share the findings for further processing.
• Branch staff will share an application tracking number and guide you to deposit initial funds as a token of entering into business relationship with UBL.
• Upon completion of all formalities, bank will conduct necessary due diligence. In case of any discrepancy (ies), branch will inform the same for rectification.
• Upon successful account opening, a Welcome Pack / Letter of Thanks will be delivered to your registered mailing address.

The TAT for account opening is three 03 working days subject to completion of all account opening formalities / requirements.

Note:

• In case of Zakat exemption in Savings account, Zakat declaration will be required.
• In case of an illiterate person or has shaky / immature signature two photographs will be taken.
• In case of Politically Exposed Person (PEP), PEP Declaration Form will be taken.