Resident Pakistanis with a valid CNIC can request to open UBL Tezraftar Asaan Digital Account.

You can apply for a Conventional or Islamic Current account using this service.

No, you can easily apply for this account from the convenience of your living room using UBL Digital Website through your laptops or mobile devices.
If all the information you provide is validated, your account will be activated, and you will be informed about it via email on your registered Email address. However, if your information needs further clarification to activate your account, you may be required to submit the additional information through our website or you may be contacted by our Branch/Contact Center representative.

Unfortunately, no. We must authenticate your mobile number with your CNIC and in case the two don’t match we have to stop the account opening process as this is a requirement from State bank of Pakistan.

No, you will have to accept self-declaration while submitting the account opening form online for proof of income.

You can start using your account as soon as your information has been verified and you get an email confirming your account number.

No, you need to be a new customer to be eligible to apply for this account.

Upon activation of your account, you will be given 60 days to get your account biometrically verified by using the UBL Digital App, 1440+ ATMs and a wide network of 1345+ branches. Once the account is biometric verified, there are no restrictions on your account.
Non-biometric accounts will stay active for 60 days only and will be temporarily blocked if the status is not changed.

Yes, this product gives you the liberty to choose from different Debit cards available. Please refer to the Schedule of Charges for any applicable fees.

Yes, you can request for a cheque book via the UBL Digital App. Please refer to the Schedule of Charges for any applicable fees.

Maximum credit balance limit of PKR 3,000,000 is allowed for ADRA.

Cash withdrawal limit of PKR 500,000 per day.

Yes, you can transfer the funds from ADRA to any other Accounts. Fund transfer limit of PKR 500,000 per day is applicable.

This account may be fed through local credit to the extent of PKR 1,000,000 per month. A local credit is a funds transfer between local banks.

No commercial remittances shall be deposited in the account.

While uploading digital signature on the account opening form, please download Indemnity form, which is available online during the account opening process and sign the form for new signature considerations. Following is the process:

• Download the indemnity form during the account opening process.
• Fill and sign the form.
• Scan and upload the form with the online account opening application.
• Submit your request.