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UBL Urooj Account
UBL Digital

UBL Urooj Account

UBL Urooj Account is a one of a kind current account designed specially to support women in meeting their daily needs & enhancing their lifestyles. It allows you to bank with ease, while maintain costs and keep up with your account on the go.

Key Features
  • Free debit card
  • No minimum balance requirement.
  • Waiver on locker rent for the first year.
  • Free UBL App/Internet Banking.
  • Free SMS Alerts.
  • Free E-Statements.
  • Personal loan at a discounted rate of 1 year KIBOR + 10%
  • Discounts on women- centric alliances (on VISA Premium Debit Card)
  • 50 % Waiver on Front-end load for mutual funds.
  • Upto 2% cashback on auto loan.*
  • Upto 4% cashback on personal loan ( specially market it for availing scooties).*
  • Coverage on monthly school fees upto Rs.15k per month for 3 years in case of accountholder’s & /or spouse’s death.*

*Benefits on maintaining a monthly average balance of PKR 100K and above.

Documents Required

  • Your national identity document (CNIC, Smart Card, etc).
  • Your source of funds (salary slip, remittance slip, etc).*
  • Your proof of residence(utility bills - water, electricity, gas).

*In case source of funds is through a dependent, their source of funds proof will be required.

Additional documents may be required depending on case to case basis.

Fee Continuation Benefits

The plan will provide a safety net to the families of UBL Urooj accountholders & their spouses against uncertainties of life. The product will provide coverage against Death or Accidental Permanent Total Disability. In case if God Forbid accountholder and/or her spouse dies or becomes permanently disabled, the plan will provide a fixed School fee continuation benefit as per selected variant for three years, providing financial protection & funds which can be used for the education of the child.

Benefit Amount:

Monthly Fee Continuation Amount (3 Year)
PKR 15,000

All amounts are in PKR

Who is Covered:

  • UBL Urooj accountholders and their spouse whose last month’s average balance is above PKR 100,000.
  • Enrollment Age: 18 to 64 years
  • Coverage Age: 18 to 65 years

Term:

Monthly

Claims:

  • Claims shall directly be raised by the customer to EFU. Claim will be paid to UBL or the Nominated Beneficiary.
  • Nominated beneficiary can be a blood relative (parents, siblings or children) or Spouse who shall get paid by the EFU Life in case of a claim due to death of the insured member.

Email to EFU:

Attn. Claims Department
To: claims@efulife.com
By Phone:111-338-111
By Post: Claims Department
EFU Life Assurance
EFU Life House
Plot No 112
8th East Street
DHA Phase 1
Karachi

Karachi Exclusions For Death Benefit

  • Pre-existing condition which includes disease and incapacity or bodily injury which existed prior to this coverage
  • Suicide and attempt to suicide, murder, self-inflicted injury and illegal act of the covered member
  • Participating in exercises or operations while serving with of the armed or paramilitary forces or while performing any form of police duty
  • War, invasion, act of foreign enemy, hostilities (whether war be declared or not), armed or unarmed truce, civil war, mutiny, rebellion, revolution, insurrection by military or usurped power, riot or civil commotion, an illegal organization or an industrial dispute

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