UBL Address Home Loan Facility
Consumer loans
UBL Address empowers you to become the proud owner of a home by offering a variety of product and pricing options that are flexible yet affordable.

UBL Address Home Loan Facility

UBL Address empowers you to own your dream house by offering a host of options that are affordable and flexible. Now, choose the best service at the lowest prices, and make your dream house a reality with UBL Address. This product applicable for the following:

  • Home Purchase – Buy a Home
  • Build a Home
  • Home Equity - Renovating a Home
  • Balance Transfer Facility

Markup Rates

Floating Rate is subject to annual revision from the time of loan booking. Any change in the markup is linked to KIBOR; hence, there could be an upward or downward revision (if required) after every twelve (12) months from the date of the loan booking.

Segments Required
Salaried/SEB/SEP 1 Year KIBOR (ask side) + 3.5%

Eligibility Criteria

  • Minimum monthly income: For Salaried – Rs. 25,000 & for SEB / SEP – Rs. 75,000
  • Age: 23 to 65 years
  • Resident Pakistani self-employed businessman / professional or salaried individual
  • Minimum loan size: Rs. 1,000,000

Documentation Requirements

  • Copy Of CNIC
  • Two recent Photographs each of primary as well as co-borrowers
  • Signed LOU (Letter of Understanding), which states the applicable rate at the time of booking of loan.
  • Other Documents are required to substantiate the length of business
  • General Income Documents for Salaried and SEB / SEP are given below. However, the required documentation as per your profession and income segment shall be communicated to you by our respective Relationship Managers.

Category Wise Requirement

Segments Documents
Salaried

Current Salary slip or Employment certificate confirming last 12 month's work experience

Tax Document for the past 24 months

Bank Statement for the last 12 months

SEB/SEP

Last 3 years’ Tax Assessment Order or Registered Partnership Deed

Bank Statement for the last 12 months

Tax Document for the past 24 months

Account Maintenance Letter issued by Bank

Please note that all branches in the above cities can be contacted for UBL Address.
For more information, call us at 111-825-888 (UAN).

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