UBL CashPlus
Consumer Loans
UBL CashPlus is a unique term loan financing product which offers you features, options and flexibility.

UBL CashPlus - My Personal Loan

UBL CashPlus is a unique term loan financing product which offers you features, options and flexibility. Designed for salaried Individuals of companies maintaining payroll relationship with UBL, CashPlus term loan has everything that you can wish for.

Product Benefits and Features

  • Maximum Limit up to Rs. 2 Million
  • Tenor: 1 – 5 years
  • Quick Processing & Competitive Rates
  • Competitive Rates
  • Flexible Repayment Terms
  • Complimentary Credit Insurance
  • Processing fee on approval
  • Clubbing of income and Early settlement option
  • Loan top-ups/enhancements for more financing
  • Balance transfer facility for outstanding personal loan(s)

Pricing

Fixed Rate: Fixed rate pricing will be offered to the customers and the mark-up rate will be 31%-33% per annum.

Eligibility Criteria

  • Minimum Net Income: Rs. 25,000
  • Age: 21 – 60 years
  • Salaried individuals whose salaries are being credited in UBL

Documentation Requirements

  • Signed application form.
  • Loan declaration form duly signed.
  • Letter of Irrevocable Standing Instructions & Authorization of Auto Debit.
  • Copy of CNIC.
  • Salary Slip (original or verified as original seen by Branch Manager) and / or.
  • Salary Certificate mentioning break up. Net salary credited in the account should be same as mentioned in the break-up.
  • Employment letter or employment card or appointment letter confirming the required tenor.
  • 12 months bank statement reflecting consistent salary credit.

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