Home Remittance Wallet Account

Your Remittance, Our Priority

Receive remittance instantly and securely from abroad directly in to your home remittance wallet account ensuring seamless connectivity with your loved ones. The aim of this account is to facilitate our customers 24/7 to collect remittance via UBL Pay.

It can be opened by any individual with minimum KYC requirements. Customer will be able to utilize this account through ATM card or other Branchless banking channels with the transaction limits as Specified.

Features

Instant Account Opening

Open your HRA account instantly via the app or at any UBL Pay retail agent using biometric verification.

No Minimum Deposit

Start your account without any deposit, making it accessible for everyone.

Free Cash Withdrawals

Enjoy free cash withdrawals at agent locations across Pakistan for quick access to your funds.

Account Limit

Maintain an account balance of up to Rs. 1.5 million.

Free Internet & Mobile Banking

Access to free internet and mobile banking services for full control of your finances 24/7.

How to Open Your Home Remittance Wallet Account

Open Your Home Remittance Account in Just a Few Easy Steps:

Visit a UBL Pay Retail Agent

Go to the nearest UBL Pay agent with your original CNIC.

Provide Biometric Verification

Share your information for verification to complete the quick onboarding process.

Activate Your Account

Once verified, your account is activated immediately, and your 11-digit mobile number becomes your account number.

Receive Remittances with Ease

Use your Mobile Number with a Branch Code 1256 or IBAN to receive Foreign Remittance in your account.

Account Limits

Transaction Type	Limit
Maximum Balance Limit	PKR 1.5 million
Maximum deposit/credit limits/Day	PKR 1.5 million
Maximum Inter/Intra Bank Funds transfer Limits/Day	No limit, only channel limits apply
Total Cash Withdrawal/Day	No limit, only channel limits apply
Total Cash Withdrawal/Month	PKR 500,000
Debit Card Usage	Local use only (PayPak Debit Card)

Note: Account cannot be credited by any other channel or means except International Remittance.

Who Can Open a Home Remittance Wallet Account?

PKR-Only Transactions

The account operates exclusively in PKR.

No Outward Foreign Transfers

Outgoing foreign transactions are restricted for this account.

Limited Deposit Sources

The Home Remittance Wallet Account only accepts funds from foreign remittances; no other credits are allowed.

Local Debit Card Usage

Issued debit cards are PayPak Debit Cards for use within Pakistan only.

Terms & Conditions for Branchless Banking Accounts will be applied

Frequently Asked Questions