SME Products & Services

SME Product & Services

The Small and Medium Enterprises (SMEs) are the backbone of the economy and play an important role in growth of a country. To cater the financing requirement of SME & Commercial clients, UBL has a wide range of lending & innovative Products. UBL has extensive branch network to facilitate our customers in an efficient manner. Dedicated Relationship Managers are placed across the country to serve the customers. We have also deputed Trade teams in key trade areas in order to serve trade based customers conveniently & quickly. Please click on specific financing product to get the detail.

UBL Karobar Loan

UBL Karobar Loan is a solution for easy access of cash required to grow your business. It is exclusively designed for small and medium enterprises keeping in view their business expansion and growth plans. UBL Karobar Loan is available against mortgage of your property including residential, commercial and industrial.

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UBL Sahulat Loan

UBL Sahulat Loan gives you an opportunity for expanding and growing your business, to meet your business working capital requirements and/or financing of business assets while maintaining and growing your savings. UBL Sahulat loan is available against deposit accounts and Government securities including DSCs, SSCs and RICs.

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UBL Smart Cash Loan

UBL Smart Cash Loan gives you an opportunity for expanding and growing your business, to meet your business working capital requirements and/or financing of business assets while maintaining and growing your investment / savings in selected UBL Mutual Funds.

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UBL Rice Husking Loan

UBL Rice Husking loan is available for Small & Medium Enterprise (SME) customers. It’s exclusively designed for rice husking units carrying business as Sole Proprietorship, Partnership and Private Limited companies keeping in view their seasonality business growth. UBL Rice Husking is available to purchase paddy from the growers and/or open market against mortgage of Rice Husking Mill.

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UBL Cotton Ginning Loan

UBL Cotton Ginning loan is available for Medium Enterprise (ME) customers. It’s exclusively designed for cotton ginning units carrying business as Sole Proprietorship, Partnership and Private Limited companies keeping in view their seasonality business growth. UBL Cotton Ginning is available to purchase phutti / raw cotton from the growers and/or open market against mortgage of Cotton Ginning factory.

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UBL Wheat Financing for Flour Mills

UBL Wheat Financing is available for SME. It’s exclusively designed for flour mills carrying business as Sole Proprietorship, Partnership and Private Limited companies keeping in view their seasonality business growth. UBL Wheat financing is available for purchase of wheat against fresh crop from the growers and/or open market against mortgage of Flour Mill.

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UBL Commercial Vehicle Finance Loan

UBL Commercial Vehicle Financing is available for Small & Medium Enterprises (SME). It’s exclusively designed for business segment carrying as Sole Proprietorship, Self-Employed keeping in view their business requirement. UBL Vehicle Financing is available for purchase of commercial vehicles for business purpose only.

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UBL Fleet Financing

Accelerate your business with UBL. Now acquire commercial vehicles for your business and passengers vehicles for your employee through UBL Fleet Financing. We also offer financing for body fabrication in commercial vehicle category.

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Bank Guarantee Discounting

BG discounting facility will be available to beneficiary of the Guarantee being a manufacturing concern, distributor, wholesalers, dealer / supplier of goods of value on credit in the following sectors (pesticide / fertilizer / seed).

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Financing to Urooj

The women centric product has been solely launched to focus on existing women entrepreneur as well as new setup deals in trading business, service provider and manufacturer.

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