Non-Resident Pakistani Home Loan Facility
UBL Address
Through UBL Address NRP, all Pakistanis living in UAE can own a dream house in Pakistan through UBL’s wide branch network with quick processing time.

UBL Address Home Loan Facility (Non-Resident Pakistani)

Through UBL Address NRP, all Pakistani’s living in UAE can own a dream house in Pakistan through UBL’s wide branch network with quick processing time.

Buying a Home House/Apartment

Pakistani’s living in UAE can avail a loan for purchase of a constructed residential property like house or apartment.

Markup Rates

Floating Rate is subject to annual revision from the time of loan booking. Any change in the mark up is linked to KIBOR hence there could be an upward or downward revision (if required) after every twelve (12) months from the date of the loan booking.

Segments Required
Salaried 1 Yr KIBOR (ask side) + 4.5%
SEB/SEP 1 Yr KIBOR (ask side) + 5.5%

Eligibility Criteria UAE

  • Salaried: AED 20,000
  • Self Employed: AED 35,000
  • Age: 23 to 65 years
  • Non-Resident Pakistani
  • Self-employed businessman/professional or salaried individual
  • Minimum loan size: Rs. 2,000,000

Documentation Requirements

  • Passport Copy & NICOP
  • Copy of valid residence visa page & countries ID copy.
  • Two recent Photographs each of primary as well as co-borrowers.
  • Signed Letter of Understanding, which states the applicable rate at the time of booking of loan.
  • Other Documents are required to substantiate the length of business
  • General Income Documents for Salaried and SEB are given below. However, your exact Documentation Requirement as per your specific Segment & Profession will be communicated to you by our respective ROs.

Category Wise Requirement

Segments Required

Current Salary Slip

Bank Statement for the last 6 months


6 months personal and 12 months business bank statements in original Audited Financials

Copy of Memorandum of Association and Articles of Association

Copy of Commercial Registration (CR), Computer Card (which contain sample signatures) & Trade License

Target Cities (Property Locations)

The property offered for mortgage must be located in a targeted area of any of the following cities:

  • Karachi
  • Lahore
  • Islamabad
  • Rawalpindi
  • Faisalabad
  • Multan

Please note that all branches in the above cities can be contacted for UBL Address. For more information, call us at 111-825-888 (UAN).