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Low Cost Housing
Consumer loans
Through UBL Address Low Cost Housing, all Pakistani’s can own a dream house in Pakistan.

Low Cost Housing – Regular Segment:

Through UBL Address Low Cost Housing, all Pakistani’s can own a dream house in Pakistan through UBL’s wide branch network with quick processing time. Low Cost Housing Product empowers you to choose the best option for your need:

  • Home Purchase
  • Renovation
  • Construction
  • Land + Construction
  • Balance Transfer Facility (BTF)

Markup Rates

Floating Rate is subject to annual revision from the time of loan booking. Any change in the mark up is linked to KIBOR hence there could be an upward or downward revision (if required) after every twelve (12) months from the date of the loan booking.

  Applicable Mark-up Rate
Salaried/SEP/SEB 1 Year KIBOR + 3.0%

Eligibility Criteria

  • Minimum monthly income: Rs.35,000
  • Age: 21 to 65 years
  • Resident Pakistani: Self-employed businessman/professional or salaried individual
  • Minimum loan size: Rs. 200,000/-.

Documentation Requirement

  • Copy Of NIC
  • Two recent Photographs each of primary as well as co-borrowers
  • Signed Lou (Letter of Understanding), which states the applicable rate at the time of booking of loan.
  • Other Documents are required to substantiate the length of business
  • General Income Documents for Salaried and SEB/SEP are given below. However, your exact Documentation Requirement as per your specific Segment & Profession will be communicated to you by our respective ROs.

Target Areas

Financing allowed across Pakistan

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