Mufti Muhammad Ibrahim Essa – Chairman Shariah Board
Dr. Mufti Muhammad Awais – Resident Shariah Board Member
Chairman – Shariah Board
Mufti Muhammad Ibrahim Essa is a well-known recognized Shariah Scholar in the field of Islamic Banking and Takaful. He has completed his Darse Nizami (Masters in Quran and Sunnah) and Takhassus fil Ifta (Specialization in Islamic Jurisprudence) from Jamiah Darul Uloom Karachi. Currently he is working as Teacher and Member of Darul Ifta Jamiah Darul Uloom Karachi.
Mufti Ibrahim Essa is associated as Chairman Shariah Board of United Bank Limited. He has also served as Chairman Shariah Board Zarai Taraqiati Bank Limited, Member Shariah Board-Habib Metropolitan Bank Limited, The Bank of Khyber and Sindh Bank. He was associated with Ernst & Young Ford Rhodes Sidat Hyder & Co as Shariah Advisor from 2007 to 2015. Mufti Ibrahim Essa is also serving as Shariah Advisor/Shariah Board Member for number of Islamic Financial Institutions both domestic and international including Kyrgystan Commercial Bank, Algbra UK, Atrium Underwriting Syndicate-Lloyds of London and EFU Takaful. He has also written more than five thousand Fatawas on different topics.
Resident Shariah Board Member
Dr. Mufti Muhammad Awais has completed Dars-e-Nizami from Jamia Ashrafia Lahore and specialization in Islamic Jurisprudence (Al Takhassus fil Ifta) from Jamia Dar Ul Uloom Karachi. He has done MBA with majors in Banking and Finance from ILMA University, Karachi, recognized from HEC. He is also a research Scholar at University of Karachi, pursuing his Ph.D. in Islamic Finance in the light of Quran & Sunnah.
Dr. Mufti Muhammad Awais has a diversified experience of Islamic Banking & Finance, Academia & Halal food. He has worked with Pak-Qatar Takaful Group as Shariah Scholar and was also engaged with Deloitte Yousuf Adil Chartered Accountants as Shariah Audit Consultant for external Shariah Audit of Islamic Banking Institutions in Pakistan. Moreover, he has overall nine ears experience for writing and supervising fatwa on various aspects including Islamic Finance.
Dr. Mufti Muhammad Awais is associated with UBL Ameen since May 2019. Prior to taking charge as Resident Shariah Board Member with effect from July 1, 2021, he has served as Shariah Scholar and Manager Shariah Compliance in Shariah Compliance Department of UBL Ameen.
For Banking Shariah matters, Shariah Team can be reached at scd@ubl.com.pk
Kamran Muhammad Elyas – Head Of Shariah Compliance
Contact No: (+9221) 111-825-111 Ext: 2528