SBP Schemes
SME Products and Services
To boost the overall economy with specific focus on developing SME sector SBP is offering number of schemes through bank on concessional rates covering from Export Finance Scheme.

SBP Schemes

To boost the overall economy with specific focus on developing SME sector SBP is offering number of schemes through bank on concessional rates covering from Export Finance Scheme, Refinance Facility for Modernization of SMEs, Long Term Financing Facility for Plant & Machinery, Financing for Power Plants using Renewable Energy and Financing Facility for Storage of Agricultural Produce. For further details on each scheme please click below relevant link:

For SBP Schemes
* Product features or mark-up rates are subject to change as per SBP directions.

Markup Subsidy and Risk Sharing Scheme for Farm Mechanization (MSRSSFM)

Introduction To enhance the agriculture productivity and food security in the country, GOP has introduced a scheme, where cost of markup subsidy and risk sharing will be borne by GoP
Purpose For purchase of new/used farm machinery: Tractor, Thresher, Harvester, Planters, Mobile Grain Dryers & Solar Tube-wells
Target Market All farmers, processors and corporates engaged in agriculture crop production
Validity of Scheme 1 year (from circular issuance date)
Max Financing Upto Rs. 30 Mn
Type of Financing Term Loan (NIDF)
Loan Tenor Up to 7 years inclusive of 01-year grace period, however, bank may decide the actual tenor based on useful life of machinery/equipment.
Category 1 Tractor & Thresher Target Market
All farmers

Eligibility Criteria

New/Used tractor and threshers (up to 3 years old) are eligible for financing

Collateral
Hypothecation of the asset purchased will be acceptable
Category 2 Harvester, Planters, Mobile Grain Dryers & Solar Tube-wells Target Market
All farmers, processors and corporates engaged in agriculture crop production

Eligibility Criteria

New/Used Harvester, Planters, Mobile Grain Dryers & Solar Tube-wells (up to 3 years old) are eligible for financing

Collateral
Hypothecation/any collateral acceptable as per bank’s policy.
Debt to Equity 75:25 (Farmers share 25% as equity and 75% through financing)
Mode of Disbursement Payment against purchase of machinery/equipment will be made directly in the name of supplier/vendor/owner
Loan Application Farmers can apply for financing via Online Portal

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