Agricultural Products

• Easy and convenient
• Competitive Pricing
• Minimum documentation
• Relaxed eligibility criteria
• Availability throughout the country
• Highly qualified and skilled staff
• Efficient Processing with minimum Turnaround Time
• Customized to satisfy the Farmer’s needs

Crop Input Loans

• To cater the production, harvesting & marketing cost of crops
• Revolving Loan with multiple transactions facility
• Tenure 3 Years to be reviewed annually
• Documentation once for 3 Years
• Mark up charged on used amount only
• Mark up repayments Half Yearly
• Clean up Once in a Year with facility of credit summations
• Minimum amount PKR 200,000 & maximum amount PKR 40,000,000

Development Loan

For Land Improvement, Orchards, Construction of storage facilities and purchase of commercial vehicles, machinery, Tractors, Turbines, Tubewells, Implements etc.

• Term Loan with One Time disbursement
• Payable in maximum 5 Years
• Flexible payments in equal monthly/Quarterly/Half Yearly Instalments
• Minimum amount PKR 200,000 & maximum amount PKR 40,000,000

Livestock Farming, Poultry Farming, Poultry Feed Mills, Hatcheries, Processing Units, Dairy Farming, Fisheries

Working Capital Loans

• To cater the day to day working capital requirements
• Revolving Loan with multiple transactions facility
• Tenure 3 Years to be reviewed annually
• Documentation once for 3 Years
• Mark up charged on used amount only
• Flexible Mark up repayments Monthly/ Quarterly/ Half Yearly
• Clean up Once in a Year with facility of credit summations
• Minimum amount PKR 200,000 & maximum amount PKR 40,000,000

Term Loan

For construction of sheds, Ponds, Feed Mills, Hatcheries, Purchase & erection of machinery for sheds, Feed mills, hatchery, fattening units, milk chillers, Vans etc.

• Term Loan with One Time disbursement
• Payable in maximum 5 Years
• Flexible payments in equal monthly/Quarterly/Half Yearly Instalments
• Minimum amount PKR 200,000 & maximum amount PKR 40,000,000

• Should be a Pakistani & holding Valid CNIC
• Preferably an account holder of UBL
• Permanent resident of the area
• Self cultivator
• Not a defaulter of any bank
• Have repayment capacity
• Able to produce proper securities / Passbooks / sureties

• Bank charge on Agri Land through Zarie Passbook
• Mortgage of Rural / Urban property other than Agriculture Land
• Hypothecation of Farm equipments with backup collateral
• Join registration of Tractor / vehicle with backup collateral
• Growers' loans against continuing Guarantee of Agriculture processing units
• Liquid Securities (Defence Saving Certificates, National Saving Certificate, etc.)

Other Terms & Conditions as per Bank Policy.