Crop Input Loans
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To cater the production, harvesting & marketing cost of crops
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Revolving Loan with multiple transactions facility
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Tenure 3 Years to be reviewed annually
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Documentation once for 3 Years
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Mark up charged on used amount only
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Mark up repayments Half Yearly
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Clean up Once in a Year with facility of credit summations
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Minimum amount PKR 200,000 & maximum amount PKR 40,000,000
Development Loan
For Land Improvement, Orchards, Construction of storage facilities and purchase of commercial vehicles, machinery, Tractors, Turbines, Tubewells, Implements etc.
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Term Loan with One Time disbursement
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Payable in maximum 5 Years
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Flexible payments in equal monthly/Quarterly/Half Yearly Instalments
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Minimum amount PKR 200,000 & maximum amount PKR 40,000,000
Livestock Farming, Poultry Farming, Poultry Feed Mills, Hatcheries, Processing Units, Dairy Farming, Fisheries
Working Capital Loans
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To cater the day to day working capital requirements
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Revolving Loan with multiple transactions facility
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Tenure 3 Years to be reviewed annually
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Documentation once for 3 Years
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Mark up charged on used amount only
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Flexible Mark up repayments Monthly/ Quarterly/ Half Yearly
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Clean up Once in a Year with facility of credit summations
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Minimum amount PKR 200,000 & maximum amount PKR 40,000,000
Term Loan
For construction of sheds, Ponds, Feed Mills, Hatcheries, Purchase & erection of machinery for sheds, Feed mills, hatchery, fattening units, milk chillers, Vans etc.
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Term Loan with One Time disbursement
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Payable in maximum 5 Years
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Flexible payments in equal monthly/Quarterly/Half Yearly Instalments
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Minimum amount PKR 200,000 & maximum amount PKR 40,000,000
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Bank charge on Agri Land through Zarie Passbook
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Mortgage of Rural / Urban property other than Agriculture Land
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Hypothecation of Farm equipments with backup collateral
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Join registration of Tractor / vehicle with backup collateral
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Growers' loans against continuing Guarantee of Agriculture processing units
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Liquid Securities (Defence Saving Certificates, National Saving Certificate, etc.)
Other Terms & Conditions as per Bank Policy.