Maximize Your Remittance To Minimize Your Worries!

UBL Omni in collaboration with TPL Life Insurance Limited brings you an insurance offer you cannot resist. If you’re a UBL Omni Home Remittance Account holder, then this offer is just for you - receive the maximum remittance in your account and get FREE life and health insurance, discounts on labs, medicines, and more from TPL Insurance.

Insurance benefits include

Life Insurance

Death due to any Cause (DAC)

Monthly payments to the Remittee in case of Death of the Remitter = PKR 480,000.
6 monthly payments up to a maximum of PKR 80,000 per month.

Parents Medical – Health

Monthly Cashless Hospitalization Cover for In-Patient hospitalization of any one Parent of the Remittee or Remitter.
Age – 50 to 70 yrs.
Annual Hospitalization Limit – PKR 25,000.

Dental Insurance

Dental treatment/prosthesis coverage, including accidental emergency treatments including upper and lower jaw surgery
With co-payment (50:50) facility for Orthodontic & Braces Treatments.
Annual Dental Limit – PKR 25,000.
Age 18 -65 years

Tele-health Consultation & Dedicated Health Manager

Online Consultation with a Doctor and facility to order Medicines, Lab Tests & Physical Doctor’s visit at home on CoD – up to 30% discount on Medicines & Lab Tests
Online consultations for the entire family through the TPL Life app*
Dedicated Health Manager
Access to a Dedicated Health Manager for the Remittee 12x7 locally & internationally

*Download the TPL Life app from the Play Store or App Store and get access to Tele-health benefits

Discounts

Discounts on TPL Life and TPL Insurance Products
Up to 15% of Premium Amount for any product
Facility of medicine delivery at home from TPL Life app – 10% discount on International medicines & 12% discount (Cash Basis)
Lab tests at home – 10% discount available

Karachi Only:

Flat 50% discount on lab tests from KLDC (Karachi Labs & Diagnostic Center)
30% discount on Sindh Lab

Pan Pakistan

10% discount on Chughtai Labs
20% discount Islamabad Diagnostic Center (IDC).

To learn more details on the coverage such as policy exclusions, click here.

Eligibility Criteria

Any UBL Omni Home Remittance Account customer receiving remittance in their wallet will become eligible for FREE life and health Insurance and other included benefits for one month.

Terms & Conditions

Insurance coverage period is provided monthly with specified limits
When a customer receives a remittance in their account, they can avail insurance benefits for the month. If the same customer doesn’t receive remittance in the next month, they will not be able to avail insurance benefits for that month.
Insurance benefits will be reactivated every month in accordance with transactions in the UBL Omni HRA account.
The bank will cover the insurance premium expenses to TPL Life Insurance.
Parents and dental coverage are offered per transaction, meaning:
If a customer makes 2 or more transactions in a month, they will be eligible for:
- 2 x 25,000 for parents' coverage (max Limit PKR 50,000 per customer at any time)
- 2 x 25,000 for dental coverage (max Limit PKR 50,000 per customer at any time)
TPL will assess the claims whether they fall under the scope of coverage or not and will approve or decline the claim accordingly.
Offer is valid from 25th January till 5th March 2024.
UBL has the right to revoke this campaign at any point in time.

How to process your claim?

In the event of a claim, the insured person must follow certain steps. Click here to view the details. You may view the Medical Expense and Death Claim form here.