Sadabahar is an anticipated endowment type with-profit plan that provides lump sum benefit at certain stages during the premium paying term or on earlier death. On completion of 1/3rd of the policy term, 20% of basic sum assured can be taken by the policy holder. Another 20% of the sum assured can be taken on completion of 2/3rd of the policy term and remaining 60% of basic sum assured plus accrued bonuses (if any) shall be payable at the end of the policy term.