Comprehensive inpatient hospitalization of PKR 25,000 covers for one parent of the Remitter or Beneficiary
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Available for parent aged 50 to 70 years
Covers a wide range of dental treatments, including prosthesis, accidental emergency treatments, and jaw surgery with limit up to PKR 25,000
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Braces treatments are fully covered.
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Available for individuals aged 18 to 60 years
Tele - Health Consultation
Access online consultations with doctors from the comfort of your home.
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Order medicines, lab tests, and even schedule a physical doctor's visit at home with cash on delivery (CoD)
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Exclusive Discounts of up to 30% off on medicines and lab tests
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Tele-health consultations are available for the entire family
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Get access to a dedicated health manager for personalized health related concerns and support
Exclusions
| Remittance Assurance
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Parental Health Cover
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Dental Insurance
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Suicide, attempted suicide, self‐destruction or self‐inflicted injury, while sane or insane, or any attempt thereat
HIV
Any deliberate (proven) self-inflicted injury, murder, assault, assassination, injury sustained through rearm injury participation in any criminal act or violation of law
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Pre-existing medical conditions
Cancer
Cardiovascular Diseases
Renal Diseases/ Dialysis
Chronic Liver Disease/ Hepatitis
Asthma/ Chronic Obstructive Pulmonary Disease
Stroke/ Neurological Diseases
Optical/ Dental/ Cosmetic/ Homeopathic Treatments
HIV/AIDS
Psychotic/ Mental/ Nervous Disorders
Arthritis
Combination of Diabetes and Hypertension
Self-inflicted injury, attempted suicide, abuse of alcohol or drug addiction
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Pre-existing conditions are not covered.
Any accidental injury or dental benefits other than covered dental benefits.
Dental implants and cosmetic procedures.
Any Covered Dental benefit that is not diagnosed by a Medical Practitioner who is duly registered by the Pakistan Medical and Dental Counci.
Any Covered Dental expense that the Takaful Membership Holder has been diagnosed with within the Waiting Period.
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Exclusion terms
Customer is not entitled to avail the benefit, under following scenarios:
Claim Process
For Remittance Assurance reimbursement
Beneficiary needs to make a claim under this feature on the demise of remitter due to Natural &/or Accidental which falls under the scope of offered financial assistance.
Documents:
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Claim form duly filled and signed by the Beneficiary/ Nominee
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Death certificate by hospital and NADRA
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FIR (Police report) for all Accidental death claim cases
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Any other documents as required by the company
For Parental & Dental Insurance reimbursement
For reimbursement of utilized medical facility, beneficiary need to submit following documents at provided contact details
Documents:
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Claim form
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Discharge summary
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Medical bills for In-patient and Dental Treatments
For availing the assistance, beneficiary is required to immediately notify TPL Life within 48 hours on the contact details given below:
TPL Life Insurance Limited
19-B SMCHS, Karachi 74900, Pakistan
UAN #: 021 – 111 – 000 – 330
Email: info@tpllife.com or claims@tpllife.com