Frequently Asked Questions (FAQs)
Free Banking Services
WITH UBL & UBL AMEEN BranchES
What are Free Online Branch Banking Services offered by UBL and UBL Ameen (Islamic) branches in Pakistan?
Following are Free Online Branch Banking Services:
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Free Online Withdrawal/ Deposit
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Free Online Funds Transfer
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Free Cashier Cheque’s / Pay Order
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Free Cheque Book
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Free Cheque Clearing Services
Are Free Online Branch Banking Services available on both Conventional and Islamic Accounts?
Yes, there are some free inter branch online banking services available on all accounts including conventional and Islamic.
Free Online Withdrawal/ Deposit
What is free online withdrawal/ deposit
Following transactions which are included in free online withdrawal/ deposit:
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Cash Deposits in UBL account from any UBL Branch
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Cash Withdrawal from UBL account from any UBL Branch
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UBL Cheque Deposits in UBL account from any UBL Branch
Are online cash withdrawal, cash deposits and UBL cheque deposit free (within city & intercity) on all UBL and UBL Ameen accounts?
Yes, online withdrawal /deposit transactions as mentioned above is free on all accounts of UBL (conventional) and UBL Ameen (Islamic) when done through UBL Branches.
What is meant by within city and intercity?
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Within-city transactions are where cash is being deposited/ withdrawn from same/ other UBL branch in the same city in which UBL account is maintained.
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Intercity transactions are where cash is being deposited/ withdrawn from any of the UBL branch in another city.
Free Online Funds Transfer
What are free online funds transfer?
Following transactions are included in free online funds transfer:
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Fund transfer from UBL account to another UBL account (within city & intercity) both through our Digital App or any UBL Branch
Will I be charged on Inter Bank Funds Transfer (IBFT)?
Yes, Inter Bank Funds Transfers are charged as per prevailing SOC both via digital app and UBL Branch.
Are online funds transfer free on all UBL and UBL Ameen accounts??
Yes, online funds transfer is free on all accounts of UBL (conventional) and UBL Ameen (Islamic).
What is meant by within city and intercity online funds transfer?
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Within-city transactions are where funds are being transferred to any UBL account in same/other UBL branches in the same city
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Intercity transactions are where funds are being transferred to any UBL account in any of the UBL branches in some other city
Free Cashier’s Cheque/Pay Order
How many cashier cheques I can order?
There is no limit of free cashier’s cheque/Pay Order issued through any UBL branch.
Is there any charge on issuance or duplicate of Cashier’s Cheque/Pay Order?
No charges are applicable.
Is there any charge on cancellation of Cashier’s Cheque/Pay Order?
No charges are applicable.
Are Cashier’s Cheque/Pay Order issuances, cancellations, and duplicates free on all UBL and UBL Ameen accounts?
Yes, Cashier’s Cheque/Pay Order issuance, cancellations, and duplicates is free on all UBL (conventional) and UBL Ameen (Islamic) accounts, excluding foreign currency accounts.
Free Cheque Book
Are there any charges on cheque book issuance?
Cheque book issuance is free irrespective of leaves
How many free cheque books can be issued?
All cheque books issued on all accounts are free (first and all subsequent ones)
Is issuance of cheque book free on all accounts?
Yes, Cheque Book issuance is free on all accounts of UBL (conventional) and UBL Ameen (Islamic) accounts in both PKR (Pakistani Rupees) and FCY (Foreign Currency).
Free Cheque Clearing Services
What is the charge on within city / Intercity cheque clearing?
No charges are applicable