UBL Ameen - Islamic Banking brings to you a cost-effective House Financing Scheme under the Shariah Compliant mode. Build your dream house in the land built on dreams, as we ascend hand-in-hand to a prosperous tomorrow.
The facility offers the following options to purchase your dream house:
UBL AMEEN MERA GHAR MERA ASHIANA – BUY YOUR DREAM HOUSE:
This facility is meant for the purchase of constructed housing unit/apartment.
UBL AMEEN MERA GHAR MERA ASHIANA – BUILD YOUR DREAM HOUSE:
This facility is for customers who already own or intend to buy/purchase a piece of land and need financing to meet the construction cost.
Eligibility Criteria
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All Pakistani citizens holding valid CNIC
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This scheme with subsidized rates is for first time home owner
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An individual can avail this facility under the scheme only once
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Construction on already owned Land and purchase of Land and construction thereon
We the undersigned do hereby declare that I/we am/are Pakistani National(s) and undertake to maintain this status, in addition to dual nationality (if any) at least until full & final settlement of the financing from the Bank.
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I/We understand that in the event the Bank agrees to finance any amount in the aforesaid property as admissible under its rules, regulations and procedures, I/we the undersigned do hereby declare and undertake that decision of the Bank in respect of the following shall be binding on me/us and I/we shall not be absolved from this undertaking any time during the period of the financing:
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The assessed cost of land and cost of construction thereon;
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The fixation of additional amounts be paid in case of default in making payments of dues by the due date.
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I/We undertake to open an account with the Bank as may be designated by it if this application is accepted and hereby undertake to furnish all required postdated cheques/Irrevocable Direct Debit Advice/standing instructions to the bank, as per the details provided by the Bank from time to time in order to pay off charges related to the facility as may be applicable.
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That I/we do hereby authorize the Bank to obtain information/data regarding my/our financial and personal details from any credit bureau, agent, and financial institution companies for purposes of processing my/our application and monitoring my/our facilities/account. Further I/we authorize the Bank to disclose/share information/data about my/our account/facilities to/with any other credit bureau, agent, banks, financial institutions or companies as the Bank considers appropriate from time to time. I/We also understand that external agency charges and all other charges are non-refundable even if my/our application is rejected.
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That I/ we do hereby declare that there is no default against me/us as an applicant or as guarantor at any bank/financial institution. I/We also indemnify that subsequently if any default appears in any credit bureau after registration and processing of any investment case at the Bank, the application fee so deposited by me/us with the bank/financial institution for obtaining housing finance facility will be forfeited and not refunded to me/us.
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I/We declare that all the information presented above is correct and complete to the best of my/our knowledge. I/We also hereby authorize the Bank, or it’s duly appointed agents, to contact my place of residence, work, and/or references to verify any of the information provided by me in this application That I/we further declare that this application form and undertaking shall form part of and be deemed to have been incorporated in the Finance Agreement to be executed by me/us.
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I/We will inform bank in case there is change in any of my/our telephone number/address.
For more details, please call UBL Contact Center & Customer Care at 111-825-888 or visit your nearest UBL branch.
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