Cash Management Solutions

UBL Omni is proud to have Government, International Agencies, Microfinance Institutes, Distributors, Schools, and other Businesses as clients that avail the Omni agent network for their required financial services. UBL Omni has in-depth experience in providing cash disbursements and cash collection services to its various clients across Pakistan.

UBL Omni Clientele

Microfinance Institutions / Microfinance Banks

Loan repayments and disbursements

FMCGs /
Retail Distributors

Cash management solutions for distribution networks

Factories /
Security Companies

Salary disbursements to employees

International Donor
Agencies

Cash collection

Public Sector /
GoP

G2P payments, E-Ticketing Collections, Railway tickets, Traffic-Challan Collection

Educational
Institutes

Fee Collections - Merchants Online purchasing

UBL Omni Business Solutions

Corporate Solutions

UBL Omni offers various corporate solutions to its clients like salary disbursement, collection solutions, cash in/out, and Settlement Bank Services.

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Collection Solutions

UBL offers its clients' customers/beneficiaries to deposit their Cash, Fee, Loan Repayments, Zakat & Donation through UBL Omni collection solutions through Omni shops (BB Agent Network), UBL Accounts.

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Employee Banking Solutions

UBL offers direct deposit for efficient payroll and digital banking for seamless fund transfers, bill payments, mobile top-ups, and account management.

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Disbursement Solutions

UBL Omni is offering disbursement solutions to its clients enabling them to disburse funds directly into their employee wallet account through our platform. UBL is providing two kinds of disbursements

Account Based Disbursement

In this approach, beneficiary accounts are opened by real time NADRA authentication and funds are directly transferred to the Mobile wallet accounts subject to successful verification.

Features

Beneficiaries are able to utilize/withdraw their funds through digital channels

Cash withdrawal and utilisation channel

UBL and 1 Link ATM via debit card

UBL Retail Agent

UBL Mobile Apps

Biometric Based Disbursement

In this funds are directly transferred from client's account to individual's CNIC after successful verification and customer is able to withdraw funds after biometric authentication from NADRA on real time basis.

Features

Customer can get disbursement without having an account

Funds can be withdrawn from Retail agent shop 24/7 including Weekend, Bank Holiday & Gazetted holidays

Collection Solutions

Cash/Fees & Donation Collection

UBL offers its clients' customers/beneficiaries to deposit their Cash, Fee, Loan Repayments, Zakat & Donation through following UBL collection solutions:

UBL Pay Agent Shops (BB Agent Network)

UBL Accounts

Convenience for Clients

24/7 availability of Cash Collection including Weekend, Bank Holiday & Gazetted holidays

Cash collection services from more than 10,000+ omni agent shops

Third Party Wallet Cash in & Cash Out Solutions

In this approach, other bank or fintech wallet customers can deposit/withdraw funds from their wallet by using Omni Channel.

Benefits

Deposit/withdraw cash at omni agent shop

Cash in/Cash out service availability at more than 10,000+ agent shops

Settlement Bank Solutions

UBL offers a Settlement Bank solution that simplifies and streamlines payment processing for businesses.

Benefits

Benefits of the Settlement Bank solution through the Bill Service Aggregator include:

Secure Transaction

Simplified Payment Processing and collection

Faster Settlement and Reporting portal

Employee Banking Solutions

Payroll Management

UBL facilitates seamless payroll processing and offers direct deposit services, making salary disbursals more efficient and convenient for both employers and employees.

Features

Digital Corporate Portal

Bulk Account Opening/disbursement

Debit card issuance

Cash withdrawal through UBL/1-Link ATMs & UBL pay retail agent shops

Benefits for Employees / Workers

Mobile Number serves as “Account Number”

Instant Mobile Top-up & Bill Payment

Fast ATM/Debit Card Issuance

Free Access to Mobile App

Free SMS based Transactional Alert

Access to Digital Transactions which include:

Utility Bill Payments

CNIC based payments

Free Cash Withdrawal from UBL’s 1400+ ATM Network

Receive Funds in the Account from any Bank through IBAN

Send Funds to any bank account in Pakistan

Employers can also get access of digital Corporate Internet Banking that enable businesses to perform a wide range of banking transactions, including:

Bill Payment & Tax Payments

Funds Transfer

Request for RTGS

Corporate Cheque Issuance

View Statement

FX Commercial Remittance Request

Flexible Authorization Work Flow

Real Time Alerts

Account Management with ease and flexibility

Cash Management Solutions

UBL Omni Clientele

Microfinance Institutions / Microfinance Banks

FMCGs / Retail Distributors

Factories / Security Companies

International Donor Agencies

Public Sector / GoP

Educational Institutes

UBL Omni Business Solutions

Corporate Solutions

Collection Solutions

Employee Banking Solutions

Disbursement Solutions

Account Based Disbursement

Features

Cash withdrawal and utilisation channel

Biometric Based Disbursement

Features

Collection Solutions

Cash/Fees & Donation Collection

Convenience for Clients

Third Party Wallet Cash in & Cash Out Solutions

Benefits

Settlement Bank Solutions

Benefits

Employee Banking Solutions

Payroll Management

Features

Benefits for Employees / Workers

FMCGs /
Retail Distributors

Factories /
Security Companies

International Donor
Agencies

Public Sector /
GoP

Educational
Institutes