FAQs

UBL Tezraftaar Pardes Card is a Prepaid VISA Debit Card. It is a domestically accepted VISA Debit Card that allows cardholder to receive inward remittances from abroad directly on the card and shop at outlets in addition to cash withdrawals at ATMs, within Pakistan.

• Withdraw Cash at ATMs domestically.
• Shop at all outlets that accept VISA in Pakistan.

The UBL Tezraftaar Pardes Card can be issued at our designated online branches, only to beneficiaries of home remittances.

All you need to do is fill out a simple form at the branch and give it to the teller along with a photocopy of your CNIC. The teller will verify it with your original CNIC and issue the card.

• Receive remittances directly on card
• Instant issuance
• No need to carry cash
• Safe & secure
• Facility to reload by subsequent remittances
• 24x7 access to Contact Centre Services at 111-825-888
• No frequent branch visits for receiving remittances

You have to inform the 16 digit card number to the remitter for receiving remittances directly on the UBL Tezraftaar Pardes Card.

You will receive an SMS on your registered mobile number when the amount is received on UBL Tezraftaar Pardes Card.

UBL Tezraftaar Pardes Card is a Prepaid VISA Debit Card. Spending is limited to the amount of money available on the card. Each time you use your card to shop or withdraw money from an ATM, the amount is automatically deducted from your card balance. Because it carries the VISA logo, you can use it wherever VISA debit cards are accepted in Pakistan.

UBL Tezraftaar Pardes Card can be used soon after the customer's CNIC is verified by NADRA, which approximately takes up to 48 working hours.

• All UBL ATMs.
• All 1-Link and MNET ATMs.
• ATMs bearing VISA / VISA Plus signs in Pakistan.
• All merchants displaying the VISA logo in Pakistan.
• All merchants displaying the ORIX logo in Pakistan.

You can use your UBL Tezraftaar Pardes Card wherever VISA cards are accepted. Make sure that you know your card balance before you shop — the merchant or service provider may not be able to retrieve this information for you.

When you are ready to pay for your purchases, give your card to cashier to swipe at the POS terminal. Check the amount printed on the receipt to see if it is correct. You will be asked to either sign the receipt or enter your PIN.

The purchase amount will automatically be deducted from the card balance.

The validity period of the card is 3 years from the date of issuance.

The UBL Tezraftaar Pardes Card can only be reloaded with remittance.

There is no supplementary card for UBL Tezraftaar Pardes Card.

You can check the balance on your UBL Tezraftaar Pardes Card free of cost by visiting your nearest ATM and conducting a balance enquiry transaction.

Remitter can send any amount on the UBL Tezraftaar Pardes Card.

You can avail only 1 UBL Tezraftaar Pardes Card on your valid CNIC.

Yes, you can get a half yearly statement of account. Apart from this, you may also subscribe to our free UBL e-statement facility, which offers e-statement at various frequencies (Daily, Weekly, Monthly, Quarterly & Semi Annually) at your registered email address.

No, the card can only be used in Pakistan and online transactions are not applicable on this card.

Profit / interest will be credited directly on the card as per existing criterion of UBL Rupee Transactional Account.

Zakat will be deducted as per existing practice on UBL Tezraftaar Pardes Card.

You can generate your ATM PIN through IVR (Interactive Voice Recording) by calling our Contact Centre at 111-825-888.

You can call the Contact Centre at 111-825-888 and set a new PIN for yourself through IVR.,

No charges on UBL Tezraftaar Pardes Card issuance. Replacement card will be charged at PKR 100+Tax.

Balance Enquiry within Pakistan from non UBL network PKR 5/- per transaction